Credit Checks

CheckIts credit check reports describe your applicants credit history for the most recent seven years. We are a single source for the three major credit bureaus with access too more than half-billion credit records. These credit reports differ from standard credit reports, because they are designed specifically for employment purposes, with the account numbers disguised for security.

CheckIts information network shows that 17% of the applicants checked have credit reports showing a judgment, lien, or bankruptcy and 30% have debts that have gone into collection.

Contents:

Individuals credit history for the most recent seven years from a combination of the three major credit bureaus. Reports may contain number of trades, loans, mortgages, liens, bankruptcies, judgments, collections and summaries of the individuals payment patterns. Reports may also contain previous employers and addresses.

Use of Credit Reports:

Care must be taken by employers to use this information only when it is relevant to a specific job function and it is backed by appropriate policies and procedures. The use of credit information without proper policies in place is strongly discouraged.

Turnaround:

Within one hour.

Requirements:

• Name
• Home address
• Signed statement from applicant.